Home Insurance

Key TakeawaysFrozen and burst pipes are often covered by homeowners insurance, but only when the home is properly heated and maintained. It’s important to understand what is and isn’t covered – especially when it comes to neglect, gradual leaks, or damage that occurs outside the home. With the right preventive steps and a quick response […]

Home insurance terms aren’t typically part of your vocabulary until they’re personally relevant, and then they’re important. Knowing the meaning behind complex phrases and the “alphabet soup” of acronyms can help you avoid surprises when buying a home, selecting insurance, and maintaining your property.  What is the 80% rule in homeowners insurance? Wondering what the

Does homeowners insurance cover preventative maintenance? Not typically – homeowners insurance covers repairs that are necessary due to sudden and accidental damage caused by covered perils. But, failing to perform maintenance could lead to claim denials if damage results from negligence. Maintaining the upkeep of your home, then, is an investment in the value of

How to Complete a Flood Risk Assessment The purpose of a flood risk assessment (FRA) is to evaluate the likelihood of flooding and its potential impact on people, property, and the environment. It is often required for construction projects, especially in flood-prone areas, or to secure flood insurance.  If you aren’t aware of any bodies

Being handed the keys to a new home is a giant moment in any person’s life. But once the papers are signed and the house is yours, you want to make sure your property is safe and secure. Many homeowners look to title insurance to help solidify that feeling and protect them from claims they

If you’re hitting the open road on your bicycle, you’ve probably gone to great lengths to increase your safety. But accidents happen. The CDC reports nearly 130,000 cyclists are injured every year in the United States during a road accident, and close to 1,000 people die from bicycle crash injuries. A crash is not only

When it comes to safeguarding your most significant asset – your home – having adequate home insurance coverage is crucial. Before you can obtain a homeowners policy, you need to go through the process of getting a home insurance quote. In this article, we’ll discuss how to get homeowners insurance, provide you with a list